Curriedflavouredflipproductions

The bottom line is....

Only owe money on a car and a home. Everything else is excess.

The Jewish Phenomenon, Steven Silbiger


courtesy of news.bbc.co.uk

I love this image. It is Oscar, from Dreamworks 'Shark Tale' standing in front of a home advertising billboard. The way the animation is designed, you would think he is in this house. Oscar is dreaming about what his own 'crib' would look like.

There are a couple of issues that gets everybody arguing. One of them is our homes. As a nation because we have no real sun, we are obsessed with the look of our homes.

What is unknown, is the fact that our homes is a mosaic way of socially engineering the population. There are many who live in social housing which are operated by the council. There are those who have climbed the social ladder to have bought their own home. The difference is massive! If you own your own home you can freely roam around a show such as the Ideal Home show, the Grand Design Show, the Homes and Garden show and The Royal Chelsea show, planning further changes to your home. If you do not own your own home, you do not have direct access to credit. The best you can do is pop into Ikea or other furniture shops.

What can we expect to see at the Ideal Home Show?

A short video on the trip to the Ideal Home Show



Did you notice the price tag of a new 3 bedroom home in Surrey? It was 1/2 million pounds. Despite the recession, this house has increased by £100,000 over two years. I personally went to visit this style of house on another building development in 2008 and have the pictures for my archive.

The real issue is, most people I know would love to have one of these houses with carefully manicured lands. The expense is out of this world. If you took out a mortgage on this house, the expiry of paying the money back would indicate that you would have ended paying back to the bank about a 1 million pounds over 25 years.

How are most young people with low paying jobs and probably no higher education qualification going to afford this? Well there is a way. Cut out the stuff we seem to like to acquire. Do we really need a breadmaker? a food processor, a 42" LCD flat screen, an exercise bike I could go on. One colleague I know only buys essential items such as foods etc from September to December. No clothes or anything else is bought.

Finally it may be advisable to speak to a financial advisor if you do not have one already.

Check out this house design on a budget in Peckham. You will have to copy and paste the link into your URL as my hyperlink setting is not working.

http://www.youtube.com/watch?v=9BgM8QkmGVw